/* =========================================================
   BALAJI FINANCE — DESIGN SYSTEM
   Palette: Navy #071827 / #0C2337 / #112C46 (bg)
            Gold #C9A227 / #E7CD7A (accent, used sparingly)
            Ivory #F4F1E9, Mist #A9B7C4 (text on dark)
            Ink #12202C, Slate #5B6B79 (text on light)
   Type: "Fraunces" (display serif, growth/finance authority)
         "Inter" (body/UI, high legibility)
   Signature element: the "Ledger Line" — a single ascending
   gold stroke that behaves like a stock-growth line married
   to a ledger rule. It appears in the hero, section dividers,
   the loading screen and the logo mark.
   ========================================================= */

:root{
  --navy-950:#050f1a;
  --navy-900:#071827;
  --navy-800:#0c2337;
  --navy-700:#112c46;
  --navy-600:#1a3b5c;
  --gold-500:#c9a227;
  --gold-400:#d9b84a;
  --gold-300:#e7cd7a;
  --gold-100:#f3e6bd;
  --ivory:#f4f1e9;
  --mist:#a9b7c4;
  --mist-dim:#7e8fa0;
  --ink:#12202c;
  --slate:#5b6b79;
  --line-on-dark:rgba(244,241,233,0.12);
  --line-on-light:rgba(18,32,44,0.1);
  --success:#3f8f6b;
  --danger:#c1543a;

  --font-display:"Fraunces", Georgia, serif;
  --font-body:"Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;

  --container:1240px;
  --radius-sm:8px;
  --radius-md:14px;
  --radius-lg:22px;
  --shadow-gold: 0 8px 30px rgba(201,162,39,0.18);
  --shadow-deep: 0 20px 60px rgba(5,15,26,0.45);
  --ease: cubic-bezier(.22,.61,.36,1);
}

*,*::before,*::after{box-sizing:border-box;}
html{scroll-behavior:smooth;}
@media (prefers-reduced-motion: reduce){
  html{scroll-behavior:auto;}
  *,*::before,*::after{animation-duration:0.001ms !important; animation-iteration-count:1 !important; transition-duration:0.001ms !important; scroll-behavior:auto !important;}
}

body{
  margin:0;
  background:var(--navy-900);
  color:var(--ivory);
  font-family:var(--font-body);
  font-size:16px;
  line-height:1.6;
  -webkit-font-smoothing:antialiased;
}

img{max-width:100%; display:block;}
a{color:inherit; text-decoration:none;}
button{font-family:inherit; cursor:pointer;}
ul{margin:0; padding:0; list-style:none;}
h1,h2,h3,h4{font-family:var(--font-display); margin:0 0 .5em; line-height:1.15; font-weight:600; color:var(--ivory);}
p{margin:0 0 1em; color:var(--mist);}

.on-light h1,.on-light h2,.on-light h3,.on-light h4{color:var(--ink);}
.on-light p{color:var(--slate);}

:focus-visible{outline:2px solid var(--gold-400); outline-offset:3px; border-radius:4px;}

.container{max-width:var(--container); margin:0 auto; padding:0 24px;}
.section{padding:100px 0;}
@media (max-width:768px){ .section{padding:64px 0;} }

.eyebrow{
  display:inline-flex; align-items:center; gap:10px;
  font-family:var(--font-body); font-size:12.5px; letter-spacing:.14em; text-transform:uppercase;
  color:var(--gold-400); font-weight:600; margin-bottom:16px;
}
.eyebrow::before{content:""; width:22px; height:1px; background:var(--gold-400);}

.section-head{max-width:640px; margin:0 0 48px;}
.section-head.center{margin-left:auto; margin-right:auto; text-align:center;}
.section-head h2{font-size:clamp(28px,4vw,42px);}

/* ---------- Buttons ---------- */
.btn{
  display:inline-flex; align-items:center; justify-content:center; gap:8px;
  padding:15px 28px; border-radius:999px; font-weight:600; font-size:14.5px;
  border:1px solid transparent; transition:transform .25s var(--ease), box-shadow .25s var(--ease), background .25s var(--ease), border-color .25s var(--ease), color .25s var(--ease);
  white-space:nowrap;
}
.btn-gold{background:linear-gradient(135deg,var(--gold-400),var(--gold-500)); color:var(--navy-950); box-shadow:var(--shadow-gold);}
.btn-gold:hover{transform:translateY(-2px); box-shadow:0 14px 34px rgba(201,162,39,.3);}
.btn-outline{border-color:rgba(244,241,233,.28); color:var(--ivory);}
.btn-outline:hover{border-color:var(--gold-400); color:var(--gold-300); transform:translateY(-2px);}
.btn-ghost{color:var(--gold-300); padding:10px 4px;}
.btn-ghost:hover{color:var(--gold-100);}
.btn-block{width:100%;}
.btn-sm{padding:10px 18px; font-size:13px;}
.btn-wa{background:#1e7d5a; color:#fff;}
.btn-wa:hover{background:#22935f; transform:translateY(-2px);}
.btn-call{background:var(--navy-700); color:var(--ivory); border:1px solid var(--line-on-dark);}
.btn-call:hover{border-color:var(--gold-400); color:var(--gold-300);}

/* ---------- Loading screen ---------- */
#loader{
  position:fixed; inset:0; background:var(--navy-950); z-index:9999;
  display:flex; align-items:center; justify-content:center; flex-direction:column; gap:18px;
  transition:opacity .6s var(--ease), visibility .6s var(--ease);
}
#loader.hide{opacity:0; visibility:hidden;}
.loader-mark{width:64px; height:64px;}
.loader-line{stroke-dasharray:140; stroke-dashoffset:140; animation:draw 1.4s var(--ease) infinite;}
@keyframes draw{ 0%{stroke-dashoffset:140;} 55%{stroke-dashoffset:0;} 100%{stroke-dashoffset:-140;} }
.loader-word{font-family:var(--font-display); letter-spacing:.06em; color:var(--mist); font-size:13px; text-transform:uppercase;}

/* ---------- Header ---------- */
.site-header{
  position:fixed; top:0; left:0; right:0; z-index:1000;
  padding:20px 0; transition:background .3s var(--ease), padding .3s var(--ease), border-color .3s var(--ease);
  border-bottom:1px solid transparent;
}
.site-header.scrolled{
  background:rgba(7,24,39,.86); backdrop-filter:blur(14px);
  padding:12px 0; border-bottom-color:var(--line-on-dark);
}
.header-inner{display:flex; align-items:center; justify-content:space-between; gap:24px;}
.brand{display:flex; align-items:center; gap:10px; font-family:var(--font-display); font-size:20px; font-weight:600; letter-spacing:.01em;}
.brand svg{width:34px; height:34px;}
.brand-sub{display:block; font-family:var(--font-body); font-size:9.5px; letter-spacing:.18em; color:var(--gold-400); text-transform:uppercase; font-weight:600;}

.nav-desktop{display:flex; align-items:center; gap:30px;}
.nav-desktop a{font-size:14px; color:var(--mist); font-weight:500; position:relative; padding:6px 0;}
.nav-desktop a::after{content:""; position:absolute; left:0; bottom:0; width:0; height:1px; background:var(--gold-400); transition:width .25s var(--ease);}
.nav-desktop a:hover{color:var(--ivory);}
.nav-desktop a:hover::after, .nav-desktop a[aria-current="page"]::after{width:100%;}
.nav-desktop a[aria-current="page"]{color:var(--gold-300);}

.header-actions{display:flex; align-items:center; gap:14px;}
.icon-btn{width:42px; height:42px; border-radius:50%; display:flex; align-items:center; justify-content:center; border:1px solid var(--line-on-dark); color:var(--mist); transition:.25s var(--ease);}
.icon-btn:hover{border-color:var(--gold-400); color:var(--gold-300);}

.menu-toggle{display:none; width:42px; height:42px; border-radius:50%; border:1px solid var(--line-on-dark); background:none; color:var(--ivory); align-items:center; justify-content:center;}

@media (max-width:960px){
  .nav-desktop, .header-actions .btn-gold{display:none;}
  .menu-toggle{display:flex;}
}

.mobile-menu{
  position:fixed; inset:0; background:var(--navy-950); z-index:1100;
  padding:24px; transform:translateY(-100%); transition:transform .4s var(--ease);
  display:flex; flex-direction:column;
}
.mobile-menu.open{transform:translateY(0);}
.mobile-menu-top{display:flex; justify-content:space-between; align-items:center; margin-bottom:40px;}
.mobile-menu a{display:block; font-family:var(--font-display); font-size:26px; padding:14px 0; border-bottom:1px solid var(--line-on-dark); color:var(--ivory);}
.mobile-menu-actions{margin-top:auto; display:flex; flex-direction:column; gap:12px; padding-top:20px;}

/* ---------- Hero ---------- */
.hero{
  position:relative; overflow:hidden;
  padding:170px 0 110px;
  background:
    radial-gradient(900px 500px at 85% -10%, rgba(201,162,39,.14), transparent 60%),
    radial-gradient(700px 500px at 0% 100%, rgba(26,59,92,.4), transparent 60%),
    linear-gradient(180deg, var(--navy-900), var(--navy-950));
}
.hero-grid{display:grid; grid-template-columns:1.05fr .95fr; gap:60px; align-items:center;}
@media (max-width:960px){ .hero-grid{grid-template-columns:1fr;} }

.hero h1{font-size:clamp(34px,5.4vw,60px); letter-spacing:-.01em;}
.hero h1 em{font-style:normal; color:var(--gold-300);}
.hero-desc{max-width:480px; font-size:17px;}
.hero-cta{display:flex; gap:14px; flex-wrap:wrap; margin:32px 0;}
.hero-trust{display:flex; gap:26px; flex-wrap:wrap; margin-top:38px; padding-top:28px; border-top:1px solid var(--line-on-dark);}
.hero-trust-item{display:flex; align-items:center; gap:10px; font-size:13.5px; color:var(--mist);}
.hero-trust-item svg{width:18px; height:18px; color:var(--gold-400); flex-shrink:0;}

.hero-visual{position:relative; height:460px;}
.ledger-card{
  position:absolute; background:linear-gradient(160deg, var(--navy-700), var(--navy-800));
  border:1px solid var(--line-on-dark); border-radius:var(--radius-lg); padding:22px;
  box-shadow:var(--shadow-deep); backdrop-filter:blur(6px);
}
.ledger-card.card-main{inset:0; padding:28px;}
.ledger-card.card-float{width:230px; padding:18px; z-index:3;}
.card-float.card-1{top:-6%; right:-4%; animation:float 6s ease-in-out infinite;}
.card-float.card-2{bottom:-5%; left:-6%; animation:float 7s ease-in-out infinite .6s;}
@keyframes float{0%,100%{transform:translateY(0);} 50%{transform:translateY(-12px);}}
.ledger-card .label{font-size:11.5px; text-transform:uppercase; letter-spacing:.1em; color:var(--mist-dim); margin-bottom:6px;}
.ledger-card .value{font-family:var(--font-display); font-size:24px; color:var(--ivory);}
.ledger-card .delta{font-size:12.5px; color:var(--success); margin-top:4px; display:block;}

.hero-visual svg.growth-line{position:absolute; inset:0; width:100%; height:100%;}
.hero-visual .growth-path{stroke-dasharray:900; stroke-dashoffset:900; animation:reveal 2.2s var(--ease) .3s forwards;}
@keyframes reveal{to{stroke-dashoffset:0;}}

/* ---------- Stats ---------- */
.stats-strip{background:var(--navy-800); border-top:1px solid var(--line-on-dark); border-bottom:1px solid var(--line-on-dark);}
.stats-grid{display:grid; grid-template-columns:repeat(4,1fr); gap:32px; padding:52px 0;}
@media (max-width:768px){ .stats-grid{grid-template-columns:repeat(2,1fr); gap:28px 20px;} }
.stat{text-align:center;}
.stat .num{font-family:var(--font-display); font-size:clamp(26px,3.4vw,38px); color:var(--gold-300);}
.stat .lbl{font-size:13px; color:var(--mist); margin-top:6px;}

/* ---------- Cards / grids ---------- */
.grid-3{display:grid; grid-template-columns:repeat(3,1fr); gap:26px;}
.grid-4{display:grid; grid-template-columns:repeat(4,1fr); gap:22px;}
@media (max-width:960px){ .grid-3{grid-template-columns:repeat(2,1fr);} .grid-4{grid-template-columns:repeat(2,1fr);} }
@media (max-width:600px){ .grid-3, .grid-4{grid-template-columns:1fr;} }

.loan-card{
  background:linear-gradient(165deg, var(--navy-800), var(--navy-900));
  border:1px solid var(--line-on-dark); border-radius:var(--radius-md); padding:28px;
  transition:transform .3s var(--ease), border-color .3s var(--ease), box-shadow .3s var(--ease);
  position:relative; overflow:hidden;
}
.loan-card::before{content:""; position:absolute; inset:0; background:radial-gradient(220px 120px at 100% 0%, rgba(201,162,39,.12), transparent 70%); opacity:0; transition:opacity .3s var(--ease);}
.loan-card:hover{transform:translateY(-6px); border-color:rgba(201,162,39,.35); box-shadow:var(--shadow-deep);}
.loan-card:hover::before{opacity:1;}
.loan-icon{width:46px; height:46px; border-radius:12px; background:rgba(201,162,39,.12); display:flex; align-items:center; justify-content:center; margin-bottom:18px; color:var(--gold-400);}
.loan-icon svg{width:24px; height:24px;}
.loan-card h3{font-size:19px; margin-bottom:8px;}
.loan-card p{font-size:14px; margin-bottom:16px;}

.feature-card{background:var(--navy-800); border:1px solid var(--line-on-dark); border-radius:var(--radius-md); padding:26px; transition:.3s var(--ease);}
.feature-card:hover{border-color:rgba(201,162,39,.3); transform:translateY(-4px);}
.feature-card .loan-icon{margin-bottom:16px;}

/* ---------- Timeline / how it works ---------- */
.timeline{display:grid; grid-template-columns:repeat(5,1fr); gap:22px; position:relative;}
@media (max-width:960px){ .timeline{grid-template-columns:1fr; gap:0;} }
.timeline-item{position:relative; padding-top:8px;}
.timeline-item .step-num{
  width:46px; height:46px; border-radius:50%; border:1px solid var(--gold-400); color:var(--gold-300);
  display:flex; align-items:center; justify-content:center; font-family:var(--font-display); font-size:16px; margin-bottom:16px; background:var(--navy-900); position:relative; z-index:2;
}
.timeline-item h4{font-size:16px; margin-bottom:6px;}
.timeline-item p{font-size:13.5px;}
.timeline-connector{display:none;}
@media (min-width:961px){
  .timeline::before{content:""; position:absolute; top:31px; left:5%; right:5%; height:1px; background:linear-gradient(90deg, transparent, var(--line-on-dark) 10%, var(--line-on-dark) 90%, transparent);}
}
@media (max-width:960px){
  .timeline-item{padding-left:64px; padding-bottom:34px; border-left:1px solid var(--line-on-dark); margin-left:22px;}
  .timeline-item .step-num{position:absolute; left:-23px; top:0;}
  .timeline-item:last-child{border-left-color:transparent;}
}

/* ---------- Journey ---------- */
.journey-track{display:flex; gap:0; overflow-x:auto; padding:12px 0 20px; scrollbar-width:thin;}
.journey-node{flex:0 0 200px; padding:20px; border-right:1px dashed var(--line-on-dark);}
.journey-node:last-child{border-right:none;}
.journey-node .dot{width:10px; height:10px; border-radius:50%; background:var(--gold-400); margin-bottom:14px;}
.journey-node h4{font-size:14.5px; margin-bottom:6px;}
.journey-node p{font-size:12.5px;}

/* ---------- Calculator ---------- */
.calc-wrap{display:grid; grid-template-columns:1fr 1fr; gap:40px; background:var(--navy-800); border:1px solid var(--line-on-dark); border-radius:var(--radius-lg); padding:40px;}
@media (max-width:860px){ .calc-wrap{grid-template-columns:1fr; padding:26px;} }
.field{margin-bottom:26px;}
.field label{display:flex; justify-content:space-between; font-size:13.5px; color:var(--mist); margin-bottom:10px; font-weight:500;}
.field label .val{color:var(--gold-300); font-weight:600;}
input[type=range]{
  width:100%; height:4px; border-radius:999px; background:var(--navy-600); appearance:none; outline:none;
}
input[type=range]::-webkit-slider-thumb{
  appearance:none; width:18px; height:18px; border-radius:50%; background:var(--gold-400); cursor:pointer; border:3px solid var(--navy-900); box-shadow:0 0 0 1px var(--gold-400);
}
input[type=range]::-moz-range-thumb{width:18px; height:18px; border-radius:50%; background:var(--gold-400); cursor:pointer; border:3px solid var(--navy-900);}
input[type=text], input[type=number], input[type=email], input[type=tel], input[type=date], select, textarea{
  width:100%; padding:13px 15px; border-radius:var(--radius-sm); border:1px solid var(--line-on-dark); background:var(--navy-900); color:var(--ivory); font-size:14.5px; font-family:inherit; transition:border-color .2s;
}
input:focus, select:focus, textarea:focus{border-color:var(--gold-400);}
input.invalid, select.invalid, textarea.invalid{border-color:var(--danger);}
.error-msg{display:none; color:var(--danger); font-size:12.5px; margin-top:6px;}
.error-msg.show{display:block;}
.field-hint{font-size:12px; color:var(--mist-dim); margin-top:6px;}

.calc-results{display:flex; flex-direction:column; justify-content:center; align-items:center; text-align:center; border-left:1px solid var(--line-on-dark); padding-left:40px;}
@media (max-width:860px){ .calc-results{border-left:none; border-top:1px solid var(--line-on-dark); padding-left:0; padding-top:30px;} }
.emi-figure{font-family:var(--font-display); font-size:44px; color:var(--gold-300); margin:6px 0 20px;}
.emi-breakdown{display:flex; gap:24px; margin-top:10px;}
.emi-breakdown div{text-align:center;}
.emi-breakdown .k{font-size:11.5px; color:var(--mist-dim); text-transform:uppercase; letter-spacing:.08em;}
.emi-breakdown .v{font-family:var(--font-display); font-size:18px; color:var(--ivory); margin-top:4px;}
.donut-wrap{position:relative; width:150px; height:150px; margin:10px 0 20px;}

/* ---------- Multi-step form ---------- */
.progress-track{display:flex; align-items:center; margin-bottom:44px;}
.progress-step{flex:1; text-align:center; position:relative;}
.progress-step .dot{width:34px; height:34px; border-radius:50%; background:var(--navy-700); border:1px solid var(--line-on-dark); display:flex; align-items:center; justify-content:center; margin:0 auto 8px; font-size:13px; color:var(--mist); transition:.3s var(--ease); position:relative; z-index:2;}
.progress-step .lbl{font-size:11.5px; color:var(--mist-dim); text-transform:uppercase; letter-spacing:.05em;}
.progress-step::before{content:""; position:absolute; top:17px; left:-50%; width:100%; height:1px; background:var(--line-on-dark); z-index:1;}
.progress-step:first-child::before{display:none;}
.progress-step.active .dot, .progress-step.done .dot{background:var(--gold-400); border-color:var(--gold-400); color:var(--navy-950);}
.progress-step.active .lbl, .progress-step.done .lbl{color:var(--gold-300);}
.progress-step.done::before, .progress-step.active::before{background:var(--gold-400);}
@media (max-width:640px){ .progress-step .lbl{display:none;} }

.form-panel{background:var(--navy-800); border:1px solid var(--line-on-dark); border-radius:var(--radius-lg); padding:40px;}
@media (max-width:640px){ .form-panel{padding:22px;} }
.form-step{display:none;}
.form-step.active{display:block; animation:fadeIn .4s var(--ease);}
@keyframes fadeIn{from{opacity:0; transform:translateY(10px);} to{opacity:1; transform:translateY(0);}}
.form-grid{display:grid; grid-template-columns:1fr 1fr; gap:20px 24px;}
@media (max-width:640px){ .form-grid{grid-template-columns:1fr;} }
.form-nav{display:flex; justify-content:space-between; margin-top:32px; gap:14px;}
.review-block{background:var(--navy-900); border:1px solid var(--line-on-dark); border-radius:var(--radius-sm); padding:20px; margin-bottom:14px;}
.review-block h4{font-size:13px; text-transform:uppercase; letter-spacing:.08em; color:var(--gold-400); margin-bottom:10px;}
.review-row{display:flex; justify-content:space-between; font-size:14px; padding:6px 0; border-bottom:1px dashed var(--line-on-dark);}
.review-row:last-child{border-bottom:none;}
.review-row span:first-child{color:var(--mist-dim);}
.radio-group{display:flex; gap:14px; flex-wrap:wrap;}
.radio-pill{border:1px solid var(--line-on-dark); border-radius:999px; padding:10px 18px; font-size:13.5px; cursor:pointer; transition:.2s;}
.radio-pill input{display:none;}
.radio-pill.selected{border-color:var(--gold-400); background:rgba(201,162,39,.12); color:var(--gold-300);}

/* ---------- FAQ accordion ---------- */
.faq-item{border-bottom:1px solid var(--line-on-dark);}
.faq-q{width:100%; background:none; border:none; color:var(--ivory); text-align:left; padding:22px 0; display:flex; justify-content:space-between; align-items:center; font-family:var(--font-display); font-size:17px; gap:20px;}
.faq-q .plus{width:24px; height:24px; flex-shrink:0; position:relative;}
.faq-q .plus::before, .faq-q .plus::after{content:""; position:absolute; background:var(--gold-400); transition:transform .3s var(--ease);}
.faq-q .plus::before{width:100%; height:1px; top:50%; left:0;}
.faq-q .plus::after{height:100%; width:1px; left:50%; top:0;}
.faq-item.open .plus::after{transform:rotate(90deg); opacity:0;}
.faq-a{max-height:0; overflow:hidden; transition:max-height .35s var(--ease);}
.faq-a p{padding-bottom:22px; font-size:14.5px;}

/* ---------- CTA band ---------- */
.cta-band{background:linear-gradient(135deg, var(--navy-700), var(--navy-900)); border-radius:var(--radius-lg); padding:56px; text-align:center; position:relative; overflow:hidden; border:1px solid var(--line-on-dark);}
.cta-band::before{content:""; position:absolute; inset:0; background:radial-gradient(500px 260px at 50% 0%, rgba(201,162,39,.16), transparent 70%);}
.cta-band > *{position:relative;}
.cta-band .btn-row{display:flex; gap:14px; justify-content:center; flex-wrap:wrap; margin-top:28px;}

/* ---------- Contact ---------- */
.contact-grid{display:grid; grid-template-columns:.9fr 1.1fr; gap:40px;}
@media (max-width:900px){ .contact-grid{grid-template-columns:1fr;} }
.contact-card{display:flex; gap:16px; padding:20px 0; border-bottom:1px solid var(--line-on-dark);}
.contact-card .ic{width:44px; height:44px; border-radius:12px; background:rgba(201,162,39,.12); color:var(--gold-400); display:flex; align-items:center; justify-content:center; flex-shrink:0;}
.map-box{border-radius:var(--radius-md); overflow:hidden; border:1px solid var(--line-on-dark); margin-top:20px; height:220px;}
.map-box iframe{width:100%; height:100%; border:0; filter:grayscale(.3) invert(.92) contrast(.9);}

/* ---------- Footer ---------- */
.site-footer{background:var(--navy-950); border-top:1px solid var(--line-on-dark); padding:70px 0 30px;}
.footer-grid{display:grid; grid-template-columns:1.4fr 1fr 1fr 1fr; gap:40px; padding-bottom:50px;}
@media (max-width:800px){ .footer-grid{grid-template-columns:1fr 1fr; gap:32px;} }
.footer-grid h5{font-size:13px; text-transform:uppercase; letter-spacing:.08em; color:var(--gold-400); margin-bottom:18px;}
.footer-grid li{margin-bottom:10px; font-size:14px; color:var(--mist);}
.footer-grid a:hover{color:var(--gold-300);}
.footer-bottom{display:flex; justify-content:space-between; flex-wrap:wrap; gap:12px; padding-top:26px; border-top:1px solid var(--line-on-dark); font-size:12.5px; color:var(--mist-dim);}
.footer-bottom a{color:var(--mist-dim);}
.footer-bottom a:hover{color:var(--gold-300);}

/* ---------- Floating mobile action bar ---------- */
.mobile-action-bar{
  position:fixed; bottom:0; left:0; right:0; z-index:900; display:none;
  background:rgba(7,24,39,.94); backdrop-filter:blur(14px); border-top:1px solid var(--line-on-dark);
  padding:10px 14px calc(10px + env(safe-area-inset-bottom));
  grid-template-columns:1fr 1fr 1.3fr; gap:10px;
}
@media (max-width:768px){ .mobile-action-bar{display:grid;} body{padding-bottom:74px;} }
.mobile-action-bar a{display:flex; flex-direction:column; align-items:center; gap:3px; font-size:11px; color:var(--mist); padding:8px 0; border-radius:12px;}
.mobile-action-bar a svg{width:19px; height:19px;}
.mobile-action-bar a.primary{background:linear-gradient(135deg,var(--gold-400),var(--gold-500)); color:var(--navy-950); font-weight:700;}

.whatsapp-float{
  position:fixed; right:22px; bottom:96px; z-index:850; width:56px; height:56px; border-radius:50%;
  background:#1e7d5a; color:#fff; display:flex; align-items:center; justify-content:center; box-shadow:0 10px 26px rgba(30,125,90,.4);
  transition:transform .25s var(--ease);
}
.whatsapp-float:hover{transform:scale(1.07);}
@media (min-width:769px){ .whatsapp-float{bottom:30px;} }
.whatsapp-float svg{width:28px; height:28px;}

/* ---------- Reveal on scroll ---------- */
.reveal{opacity:0; transform:translateY(24px); transition:opacity .7s var(--ease), transform .7s var(--ease);}
.reveal.in{opacity:1; transform:translateY(0);}

/* ---------- Page header (inner pages) ---------- */
.page-hero{padding:160px 0 60px; background:linear-gradient(180deg, var(--navy-800), var(--navy-900)); text-align:center;}
.page-hero .eyebrow{justify-content:center;}
.breadcrumb{font-size:13px; color:var(--mist-dim); margin-top:14px;}
.breadcrumb a:hover{color:var(--gold-300);}

/* ---------- Legal pages ---------- */
.legal-body h2{font-size:22px; margin-top:40px;}
.legal-body h3{font-size:17px; margin-top:26px; color:var(--gold-300);}
.legal-body p, .legal-body li{color:var(--mist); font-size:14.5px;}
.legal-body ul{padding-left:20px; list-style:disc; margin-bottom:1em;}
.legal-body{max-width:760px; margin:0 auto;}

/* ---------- Success / thank you ---------- */
.success-wrap{text-align:center; max-width:560px; margin:0 auto; padding:180px 0 100px;}
.success-icon{width:96px; height:96px; margin:0 auto 28px;}
.success-circle{stroke-dasharray:300; stroke-dashoffset:300; animation:reveal 1s var(--ease) forwards;}
.success-check{stroke-dasharray:60; stroke-dashoffset:60; animation:reveal .6s var(--ease) .9s forwards;}

/* ---------- Utility ---------- */
.text-center{text-align:center;}
.mt-40{margin-top:40px;}
.divider{height:1px; background:var(--line-on-dark); margin:60px 0;}
.tag{display:inline-block; font-size:11.5px; padding:5px 12px; border-radius:999px; background:rgba(201,162,39,.12); color:var(--gold-300); letter-spacing:.04em;}